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?? BMO Personal Line of Credit Review: Flexible Access to Funds with Competitive RatesPrime & Base Rates at BMO. Canada Prime Rate: %. CAD Deposit Reference rate: %. USD Deposit Reference rate: %. US Base Rate: % %. finance-portal.info � main � business � loans-mortgages � credit-line. What is the current interest rate for BMO line of credit? As of now, the variable rate is approximately 7%. How can I apply for a BMO line of.