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SHORT-TERM Investing // Money Market Funds (BMO ETFs)BMO CD rates ; 24 months, % � %* ; 25 months, % ; 30 months, % � %* ; 35 months, % ; 36 months, % � %*. 7/25/20 - BMO Harris Platinum Money Market Drops To % 7/7/20 - BMO Harris Platinum Money Market Drops To % 6/19/20 - Another BMO Harris MM Rate Cut. BMO (formerly BMO Harris) is another brick-and-mortar bank with a solid money market offering. Earn a base rate of % APY.