Is it difficult to get a business loan

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Business line of credit.

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Only A Moron Starts A Business On A Loan
It can be hard to get a business loan if you don't have good credit and strong finances. To qualify for the most competitive business loans, you. Small business loans / business credit cards usually require the applicant to have high personal credit scores. This means having very low to 0 outstanding. While getting a business loan can be difficult since most require strong personal and business credit scores, reliable cash flow and at least two years in.