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Les Services bancaires en ligne sont-ils surs? - BMO Banque de MontrealA secured credit card functions similarly to a traditional credit card, with the main difference that it is secured by funds in a deposit account. Provides coverage for most items purchased with an eligible Mastercard if the item is damaged or stolen, typically within 90 days of purchase. BMO eclipse Visa Infinite. A top flexible rewards credit card has mobile device insurance � the BMO eclipse Visa Infinite Card.