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$50,000 LINE OF CREDIT BMO HARRIS BANK ?? (NO DOC )Personal guaranty A personal guaranty must be signed by one individual who owns 25% or more ownership of the Business. The Guarantor agrees that BMO Harris. finance-portal.info � en-us � pdf � odp-app. Opt-in (Overdraft. Program for ATM and. Everyday Debit Card. Transactions). $15 Overdraft Fee per Item;. No more than three. Overdraft Fees will be charged per.