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How to Open Your First Bank Account (Checking \u0026 Savings)What do I need to open a checking account? � Identification. � Proof of address. It must show your name and address of your residence. � Opening deposit. You may. You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security. In addition to documents that verify your identity, age, or address, you may also need to provide a minimum initial deposit when opening a bank account.